Open Enrollment
Get more benefits while saving money!
Open enrollment is the time of year when you can enroll in a new health insurance plan or change your existing plan. It's important to take advantage of open enrollment to make sure you have the best coverage for your needs.
Here's what you need to know about new open-enrollment health insurance:
​​
When is ACA open enrollment?
Open enrollment for 2023 health insurance plans runs from November 1, 2023, to January 15, 2024.
​
What are my options?
You have a number of options for health insurance during open enrollment. You can purchase a plan through the Health Insurance Marketplace, through your employer, or directly from a health insurance company like ours.
How do I choose the right plan?
When choosing a health insurance plan, it's important to consider your individual needs and budget. Consider the following factors:
Coverage: What types of medical services are covered? Are there any exclusions or limitations?
Cost: How much is the monthly premium? What is the deductible? What are the copays and coinsurance?
Network: Which doctors and hospitals are in the plan's network? Will you have to pay more if you see a doctor or go to a hospital that is not in the network?
​
Most do not know which health insurance plan is right, you can talk to our health insurance brokerage to learn all of your options in the private and government Marketplace.
How to enroll
in a new health insurance plan
​
To enroll in a new health insurance plan, you can fill out this form or contact MLA Health Insurance directly. and discuss all your options.
When you enroll in a new health insurance plan, you'll need to provide some basic information, and depending on your coverage desire you may be required to answer health questions to qualify. We are your shield in healthcare.
​
Why is new ACA open enrollment important?
New ACA open enrollment is important because it's the only time of year when you can enroll in a new health insurance plan or change your existing plan without having to qualify for a special enrollment period. We help you understand if the Marketplace insurance is best for you, your family, or your small business.
If you miss open enrollment, you'll have to wait until the next open enrollment period to enroll in a new plan. However, there are some exceptions to this rule. You may be able to qualify for a special enrollment period if you have a qualifying life event, such as losing your job or getting married.
